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Accident and Health Insurance

Welcome to the home page for Finaccord's Accident and Health Insurance practice. Finaccord publishes market research reports and associated PartnerBASE™ datasets and market data files about accident and health insurance covering ten European countries. On the basis of both primary research and extensive desk research carried out with both underwriters and brokers of accident and health cover, the research comprises the following unique segmentations of the value of the market in each country for the period from 2012 and 2016 in terms of gross premiums:

- accident insurance between personal (non-sport), occupational (non-sport) and sport cover;

  > personal (non-sport) cover between individual and group business, and between non-travel and travel business;

  > occupational (non-sport) cover between individual and group business;

  > sport cover between individual, group (professional) and group (amateur) business;

- health insurance between medical expenses, health / hospital cash and dental cover;

  > medical expenses cover between individual and group business, and between non-travel and travel business;

  > health / hospital cash cover between individual and group business;

  > dental cover between individual and group business.

In addition, where data exists to describe country-specific segmentations of this market (e.g. in Spain, between 'asistencia sanitaria', reembolso de gastos' and 'subsidios e indemnizaciones' policies), this information is also provided from 2012 to 2016 with an accompanying commentary to explain how it maps back to the preceding standardised segmentation.

Moreover, using thorough surveys of major actual and potential affinity and corporate distributors of accident and health policies, the studies also contain a comprehensive overview of distribution relationships for each of accident, dental, health / hospital cash and medical expenses cover, thereby identifying both the operating models generally used for such schemes and the providers of each of these cover types that has secured the most partnerships. Types of distributor surveyed include automotive clubs, banks / specialised lenders, coalition loyalty / frequent flyer programs, insurers, online aggregators / brokers, professional associations, retailers, sports association, trade associations and trade unions.

In addition, the reports identify leading underwriters and brokers in the wider market, provide a commentary concerning the main distribution channels used for these types of cover and, finally, conclude with forecasts for gross premiums written through to 2020 using the same segmentation as that outlined above.

For further information about each study, please click through to the relevant page where you will find more detailed product descriptions plus the series prospectus and tables of contents. To purchase one or more of these, please e-mail Finaccord at or click on the link here to access the online order form for these titles.

Multi-country report

Country-specific reports

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