Creditor Insurance in Northern and Central Europe

Price £2,495

Table of Contents | Report Prospectus | Buy Report

Finaccord's report titled Creditor Insurance in Northern and Central Europe offers updated and detailed insights into the market for creditor insurance, sometimes also referred to as payment protection insurance or loan-related insurance, in ten countries. Often categorised as a niche market, creditor insurance was worth around EUR 9.40 billion in gross written premiums in the region in 2007, including coverage for life and permanent disability as well as the temporary disability and unemployment elements. Moreover, with sustainable growth likely in many markets and with profit margins relatively high, creditor insurance remains an attractive business for both lending institutions and underwriters to cultivate.

Drawing on the results of a survey of over 530 lending institutions in ten countries (Austria, Czech Republic, Denmark, Germany, Hungary, Norway, Poland, Slovakia, Sweden and Switzerland), the report analyses the provision of creditor insurance by lending institutions, variances in provision by underlying lending product, operating models for provision of creditor insurance and partnership configurations. Moreover, the PartnerBASE™ database that accompanies the report details each of the c. 770 creditor insurance marketing initiatives traced by Finaccord meaning that the report and database together will provide you with the definitive guide to current and future opportunities in creditor insurance in Northern and Central Europe.

You may be able to use this report and the PartnerBASE™ that accompanies it in one or more of the following ways:

- appreciate the magnitude of the opportunity in creditor insurance in Northern and Central Europe: this is turning into an increasingly mainstream market;

- assess the extent to which the provision of temporary incapacity and unemployment modules within creditor insurance policies is gaining ground in Northern and Central Europe;

- identify partnership opportunities for creditor insurance and how these may differ between opportunities for administration and underwriting;

- understand the supply structure for creditor insurance in Northern and Central Europe and whether specialists are winning business by virtue of their focused approach;

- gain insight into the international presence of leading creditor insurance market participants including AIG, APRIL Financial Services, Cardif, Genworth Financial, Marsh and Uniqa.

For further information about this research, please access the table of contents and report prospectus by clicking on the links at the top of this page, or e-mail