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EUROPEAN REPORT:Creditor Metrics: Consumer Approaches to Payment Protection Insurance linked to Credit Cards in EuropePrice £1,995 Finaccord's report titled Creditor Metrics: Consumer Approaches to Payment Protection Insurance linked to Credit Cards in Europe, offers detailed and unique insights into the behaviour of consumers in the context of insurance that protects the payments linked to their credit cards. Based on a primary survey of consumers in France, Germany, Italy, Spain and the UK carried out between June and August 2006, the research provides valuable data describing the extent to which they take out insurance to protect themselves in the event that they are unable to make the payments associated with their credit card. In addition to calculating the percentage of cardholders that buys creditor insurance in conjunction with their credit card in each country, the investigation also clarifies the types of insurance policy that consumers purchase - insurance designed and marketed specifically for protection of credit card payments or other forms of protection policy? Moreover, it reveals the proportion of cardholders covered for each of the four main risks - death, permanent disability, temporary incapacity and unemployment - and verifies where, how and when the consumer acquired the insurance. Finally, the report measures the degree to which cardholders are satisfied with their insurance and for consumers lacking insurance, it investigates why they have chosen to remain uninsured. Key features of this report include: - a comprehensive overview of the types of insurance used by consumers in each country to protect their credit card payments: specific payment protection insurance and / or other types of protection product including life insurance and other policies specific to the country in question; - accurate data describing the percentage of cardholders covered in the event of temporary incapacity and / or unemployment in addition to death and / or permanent disability; - robust statistics illustrating the extent to which alternative distribution channels, such as financial advisers and brokers, direct sales by the insurer and affinity channels (for example, retailers) are eroding the market share of the entities offering the original credit card; - reliable benchmarking of the point in time chosen by consumers with a credit card to take out insurance that protects their payments; - valuable insights into the reasons given by cardholders for not purchasing insurance (for example, because they have not had time, because it is too expensive, because they do not see the benefit). For the table of contents for Creditor Metrics: Consumer Approaches to Payment Protection Insurance linked to Credit Cards in Europe, please click on the link below. Moreover, for further information about both this report and the others in the Creditor Metrics series, please click on the second link below. Table of Contents | Series Prospectus
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