 |
 |
|
||
|
 |
EUROPEAN REPORT:Creditor Metrics: Consumer Approaches to Payment Protection Insurance linked to Mortgages in EuropePrice £1,995 Finaccord's report titled Creditor Metrics: Consumer Approaches to Payment Protection Insurance linked to Mortgages in Europe, offers detailed and unique insights into the behaviour of consumers in the context of insurance that protects the payments linked to their mortgages. Based on a primary survey of consumers in France, Germany, Italy, Spain and the UK carried out between June and August 2006, the research provides valuable data describing the extent to which they take out insurance to protect themselves in the event that they are unable to make the payments associated with their mortgage. In addition to calculating the percentage of borrowers that buys creditor insurance in conjunction with their mortgage loan in each country, the investigation also clarifies the types of insurance policy that consumers purchase - insurance designed and marketed specifically for protection of mortgage payments or other forms of protection policy? Moreover, it reveals the proportion of mortgage borrowers covered for each of the four main risks - death, permanent disability, temporary incapacity and unemployment - and verifies where, how and when the consumer acquired the insurance. Finally, the report measures the degree to which borrowers are satisfied with their insurance and for consumers lacking insurance, it investigates why they have chosen to remain uninsured. Key features of this report include: - a comprehensive overview of the types of insurance used by consumers in each country to protect their mortgage payments: specific payment protection insurance and / or other types of protection product including life insurance and other policies specific to the country in question; - accurate data describing the percentage of borrowers covered in the event of temporary incapacity and / or unemployment in addition to death and / or permanent disability; - robust statistics illustrating the extent to which alternative distribution channels, such as financial advisers and brokers, direct sales by the insurer and affinity channels (for example, estate agents) are eroding the market share of the entities offering the original mortgage; - reliable benchmarking of the point in time chosen by consumers with a mortgage to take out insurance that protects their payments; - valuable insights into the reasons given by borrowers for not purchasing insurance (for example, because they have not had time, because it is too expensive, because they do not see the benefit). For the table of contents for Creditor Metrics: Consumer Approaches to Payment Protection Insurance linked to Mortgages in Europe, please click on the link below. Moreover, for further information about both this report and the others in the Creditor Metrics series, please click on the second link below. Table of Contents | Series Prospectus
|
|
|
|
|
 |
||
|
|
|
Finaccord, Belsize Business Centre,
258 Belsize Road, London, NW6 4BT
|
© 2007 Finaccord Ltd.
|
|
|