David held a research fellowship in modern French history at Hertford College, Oxford before he began his career in business intelligence for financial services. He has over twenty years' experience in financial services market analysis and has been involved in a wide range of projects about retail banking and both life and non-life insurance globally, including market sizing and forecasting, competitor intelligence, customer behaviour, distribution channels and brand analysis. He currently manages a team of consultants working on a wide range of sectors; in particular he leads Finaccord's worldwide research program covering automotive financial services, which embraces not only car finance and leasing but also related insurance, warranty and assistance products. Other major programs managed by David include topics as diverse as global expatriates, global insurance market data, and niche insurance for consumers and small businesses in the UK. He is a fluent speaker of English and French and can be contacted at
David is responsible for Finaccord's international research into travel insurance worldwide, international health insurance and other services related to global mobility. In addition to having authored numerous reports on these subjects, he has also been involved in a variety of related consulting assignments. Furthermore, having worked and studied in China for a number of years, he speaks fluent Mandarin Chinese. He can be contacted at firstname.lastname@example.org.
Having developed a number of innovative new research products since joining Finaccord, Francisco possesses extensive and detailed knowledge of commercial lines insurance worldwide plus niche lines in the UK such as classic car, excess protection, jewellery / watch, landlord property, pet, tax investigation and van insurance. In addition to modelling the size, growth, segmentation and outlook for these and other products, he also has insights into the distribution systems used to sell niche insurance in the UK, including major affinity and corporate partnerships. Francisco speaks English, Italian, Portuguese and Spanish fluently and can be contacted at email@example.com.
Having previously worked for PwC and, on a voluntary basis, with Challenges Worldwide in Zambia, Stephen’s experience with Finaccord encompasses fleet insurance and assistance plus road assistance for consumers in Europe. Stephen’s e-mail address is firstname.lastname@example.org.
Having worked and studied in Italy for a number of years, Enzo has completed a variety of engagements on diverse subjects including consumer automotive financial services, extended warranties and insurance linked to mobile and non-mobile consumer products, and home emergency insurance and assistance (all in selected European markets) and insurance and assistance linked to banking products in Australia, Brazil, Canada, China and the US. He can be contacted at email@example.com.
Having started with Finaccord in July 2018, Emiliya has begun by working on its global series of studies about travel insurance and assistance. Prior to joining Finaccord, Emiliya worked in the legal sector. Emiliya speaks English, German and Bulgarian fluently and can be contacted at firstname.lastname@example.org.
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Finaccord is a market research, publishing and consulting company specialising in insurance and other financial services. Finaccord is part of Aon Global Operations, Singapore Branch.