Finaccord’s report titled Creditor and Lifestyle Protection Insurance in Europe offers uniquely detailed insights into the market for life and payment protection insurance linked to mortgages, point-of-sale automotive finance, other consumer finance and credit cards, plus bill protection insurance covering recurring household bills (e.g. for energy and telecoms services) in 20 European countries. Namely, these countries are Austria, Belgium, the Czech Republic, Denmark, Finland, France, Germany, Italy, the Netherlands, Norway, Poland, Portugal, Romania, Russia, Slovakia, Spain, Sweden, Switzerland, Turkey and the UK. Drawing on the results of a survey of close to 1,700 lending institutions, energy firms and telecoms companies across these 20 countries, the report analyses the provision of creditor and lifestyle protection insurance by these organisations, how this availability rate varies across different lending product types and household services, the operating models used (e.g. captive, JV and / or external underwriters), the weighted share of partnerships of providers selling through the distributor organisations researched, and the extent to which cover can be acquired through distribution channels other than these organisations (e.g. directly from insurers or via brokers). This report, plus the PartnerBASE™ and market data file that accompany it, can be used in one or more of the following ways: - appreciate the magnitude of the opportunity in creditor and lifestyle protection insurance in Europe and how this breaks down between policies cross-sold in conjunction with mortgages, point-of-sale automotive finance, other consumer finance, credit cards and household bills; - identify partnership opportunities for these types of insurance and prioritise them according to the potential that they offer as defined by the size of distributors’ retail customer base; - understand the supply structure for creditor and lifestyle protection insurance in Europe and whether specialists are winning business by virtue of their focused approach; assess the extent to which the provision of temporary incapacity and unemployment modules within these insurance policies is commonplace in different European countries; - gain insight into the presence of leading creditor insurance market participants including Allianz, APRIL, Assurances du Crédit Mutuel, Aviva, AXA, BNP Paribas Cardif, CNP, Crédit Agricole Assurances, CreditLife International, MetLife, Société Générale Insurance and Talanx. For further information about this research, please access the table of contents and series prospectus by clicking on the corresponding links above, or e-mail [email protected].